Home Help Center Installment Loan Interest Rates and Terms Question
For most installment loans, the interest rate is credit-dependent. Depending on the creditworthiness, each borrower receives an individual interest.
The credit-independent interest rate, on the other hand, is a standard interest rate. All borrowers receive the same interest rate. Nevertheless, the creditworthiness of the applicant is not important. After all, even banks with a credit rating-independent interest grant banks only if the borrower has sufficient creditworthiness. The bar is often higher for credit-independent loans.
With an appropriate filter setting in the credit calculator on Verivox.de, interested parties can search specifically for fixed rate offers.
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